It starts with one thing. A new kurta for the puja. Then someone mentions the family dinner needs to be somewhere nicer this year. Then […]
Category: Article
The architecture behind the next phase of banking
The digital payments infrastructure was designed to be invisible. For most of its history, it was. Transaction volumes were manageable, the number of payments channels […]
Financial inclusion 2.0: From account ownership to meaningful financial usage
India’s financial inclusion journey has crossed an important milestone. The question today is no longer simply whether a person has a bank account, but whether […]
Prudent lending and responsible borrowing: The foundation of a stronger credit culture
There is a quiet shift taking place in the way Indians think about credit. For many, borrowing is no longer reserved for buying a house […]
How financial habits are changing across India’s middle class
For many years, the financial plan for the middle class in India used to be very simple: study hard, land a steady job, save money, […]
Fake loan apps vs RBI-compliant platforms: How borrowers can identify the difference
India’s digital lending landscape has grown at a remarkable pace over the last few years. With smartphones in nearly every pocket and credit need that […]
Building the trust layer: The next phase of tokenized finance
Wall Street’s growing interest in tokenization signals more than a passing blockchain trend. It reflects a broader shift in how financial institutions are thinking about […]
Rise of embedded InsurTech models
The insurance industry is undergoing a significant transformation driven by digital adoption, evolving customer expectations, and the rise of connected financial ecosystems. Among the most […]
How salaried professionals are redefining the use of personal loans
For years, loans in India were largely associated with financial stress. Borrowing was often viewed as something people turned to only during emergencies, medical crises, […]
Rebuilding relevance: Why co-operative banks must reinvent their urban customer strategy
India’s banking sector is witnessing a structural shift in customer behaviour, particularly across urban markets. For millennial customers, banking is no longer evaluated only through […]