There is a quiet shift taking place in the way Indians think about credit. For many, borrowing is no longer reserved for buying a house […]
Category: Article
How financial habits are changing across India’s middle class
For many years, the financial plan for the middle class in India used to be very simple: study hard, land a steady job, save money, […]
Fake loan apps vs RBI-compliant platforms: How borrowers can identify the difference
India’s digital lending landscape has grown at a remarkable pace over the last few years. With smartphones in nearly every pocket and credit need that […]
Building the trust layer: The next phase of tokenized finance
Wall Street’s growing interest in tokenization signals more than a passing blockchain trend. It reflects a broader shift in how financial institutions are thinking about […]
Rise of embedded InsurTech models
The insurance industry is undergoing a significant transformation driven by digital adoption, evolving customer expectations, and the rise of connected financial ecosystems. Among the most […]
How salaried professionals are redefining the use of personal loans
For years, loans in India were largely associated with financial stress. Borrowing was often viewed as something people turned to only during emergencies, medical crises, […]
Rebuilding relevance: Why co-operative banks must reinvent their urban customer strategy
India’s banking sector is witnessing a structural shift in customer behaviour, particularly across urban markets. For millennial customers, banking is no longer evaluated only through […]
Fueling AI with consent: How account aggregators are unlocking high-quality financial data
Over the recent weeks, there is a silent yet powerful & permanent shift is taking place in Data – not just financial, even non-financial aka […]
How talent is becoming the biggest differentiator in digital lending”
For years, digital lending has been positioned as a technology-led disruption of traditional credit. Automated underwriting, quicker onboarding, and data-led decisioning shaped the narrative. But […]
AI-driven platforms are changing investment habits in India
Significant growth in Indian retail investors is causing an unprecedented surge of activity, changing the status of the country’s overall finances. The number of demat […]