India today stands at the crossroads of a remarkable financial transformation. What was once a country cautious about borrowing has now embraced instalment-based living with […]
Category: Article
The role of banks, FinTech and payment enablers in enhancing speed, security and accessibility
One cannot discuss the role of banks, FinTech and payment enablers in improving the digital financial landscape without first addressing the needs of their customers. […]
How BFSI sector can leverage cloud infrastructure to scale faster and serve smarter
India’s financial sector is at an inflection point. Rapid digitisation, rising customer expectations, and regulatory shifts are reshaping how banking, financial services, and insurance (BFSI) […]
Role of Tech and Insurtech empowering MSMEs in India
Micro, Small, and Medium Enterprises (MSMEs) have long been recognised as the pillars of the Indian economy. Most MSMEs operate at the grassroots level. Domestic […]
How AI-powered payments are shaping India’s UPI 3.0 ecosystem
The payments landscape in India has always been dynamic, but with UPI 3.0 it is undergoing a paradigm shift where AI, voice, conversational UX, and […]
From identity to empowerment: Aadhaar’s role in India’s financial inclusion evolution
For decades, millions of Indians lived on the fringes of the formal financial system. No documentation meant no bank accounts, no access to credit, and […]
Leadership landscape in Small Finance Banks
In 2015, the Reserve Bank of India (RBI) awarded licenses to 10 Small Finance Banks (SFBs), all of which became operational by 2017–18. This marked […]
Loan distress in India: How RBI guidelines empower borrowers to seek relief
India is increasingly witnessing concerns about loan distress due to rising defaults, coupled with illegal and aggressive recovery practices. These aspects are causing borrowers further […]
Quantum-ready custody: Anticipating the post-quantum threat landscape
Introduction: The time bomb that’s already ticking While quantum computing’s full potential remains several years away, its threat to current cryptographic systems is already pressing. […]
Green Loans Under the Lens: Separating Substance from Spin
Scroll through your social feed and you’d think India’s NBFC world has never looked greener. Glossy brochures and LinkedIn posts parade ‘green finance’ as the […]