Bharti AXA Life Insurance has announced a total bonus payout of Rs 205 crore for the financial year 2025–26, reaffirming its commitment towards delivering long-term value to policyholders.
The declared bonus includes a Revisionary Bonus of Rs 145 crore, a Terminal Bonus of Rs 20 crore, and a Cash Bonus of Rs 40 crore. According to the company, nearly 2 lakh policyholders holding participating or with-profit policies are expected to benefit from the announcement.
Policyholders with traditional participating policies active as of March 31, 2026, will be eligible for the declared bonus. The company stated that the bonus declaration reflects its disciplined financial management approach and focus on wealth creation for customers over the long term.
Bharti AXA Life offers a range of participating products including Bharti AXA Life Samriddhi, Monthly Income Plan+, Child Advantage, Monthly Advantage, and Unnati. These non-linked participating savings plans are designed to support financial goals such as income planning, child education, and long-term wealth accumulation.
The company highlighted that participating insurance plans offer a combination of protection and savings benefits, allowing policyholders to receive bonuses while reducing exposure to market-linked volatility. The declared cash bonuses are intended to support liquidity and enhance the overall financial wellbeing of customers alongside life insurance protection.
Bharti AXA Life Insurance also reported strong business growth during FY26, with new business premium rising 44 per cent year-on-year. The company stated that the performance reflects its continued focus on customer-centric insurance solutions and sustainable growth.
Parag Raja, Managing Director and CEO, Bharti AXA Life Insurance, said, “This bonus declaration showcases the prowess of our investment team and our steadfast discipline in managing policyholder funds. On behalf of our dedicated team, I extend heartfelt thanks to all our customers for their unwavering trust in us.”
The company added that bonuses are distributed at the time of policy maturity or exit, while applicable cash bonuses are paid annually on the policy anniversary or as specified in policy terms.
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