Unifinz Capital India Limited (UCIL) has reported a strong financial performance for FY26, driven by significant growth in revenue, profitability and lending activity.
The company recorded revenue from operations of Rs 511.57 crore during FY26, compared with Rs 121.35 crore in the previous financial year, reflecting a growth of more than 321 per cent. Profit After Tax (PAT) surged to Rs 87.14 crore from Rs 20.06 crore a year earlier, representing a rise of over 334 per cent.
Profit Before Tax (PBT) for the year increased to Rs 117.33 crore from Rs 26.63 crore in FY25, highlighting the company’s continued operational momentum and expansion across its lending portfolio.
During the fourth quarter ended 31 March 2026, the company reported PAT of Rs 19.22 crore, compared with Rs 7.37 crore in the corresponding period last year. Quarterly revenue from operations stood at Rs 152.01 crore, registering growth of more than 235 per cent year-on-year.
The company’s loan disbursals witnessed substantial growth during the year, rising 5.36 times from Rs 512 crore in FY25 to Rs 2,745 crore in FY26. Assets Under Management (AUM) also expanded significantly to Rs 449.24 crore as of 31 March 2026, compared with Rs 95.05 crore a year earlier.
Unifinz Capital’s net worth increased to Rs 164.15 crore, supported by healthy capitalisation levels and continued investments in technology-driven underwriting and risk management capabilities.
Commenting on the results, Kaushik Chatterjee, Founder and Chief Executive Officer of Unifinz Capital India Limited, said, “Our strong growth in revenue, profitability and assets reflects the increasing trust that customers place in our digital lending platform and validates our disciplined approach towards growth. We remain focused on building a resilient lending franchise capable of delivering long-term value to all stakeholders.”
The company also strengthened its funding profile during the quarter through successful debt raises while continuing to maintain robust governance and risk management standards. With a growing customer base and a scalable technology platform, lendingplate believes it is well-positioned to capitalise on the expanding digital lending opportunity in India.
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