The 21st Edition of NAFCON – NBFC & Fintech Conclave & Awards 2026, curated by Bharat Network Group, has concluded successfully on 27th February 2026 at Holiday Inn New Delhi Aerocity, bringing together industry leaders, regulators, NBFCs, FinTech innovators, and technology enablers to redefine the future of intelligent finance.
Centered around the theme “Intelligent Finance: Re-Architecting the Future with AI & Innovation,” the conclave served as a dynamic platform to explore AI-first NBFC models, co-lending ecosystems, digital risk management, governance frameworks, and customer-centric transformation.
The day commenced with registration and networking, followed by the ceremonial lamp lighting and welcome address by Dr. Ashish Srivastava, Founder & Director, Bharat Network Group, setting the tone for strategic dialogue and collaboration.
The inaugural session featured the distinguished industry voice of Sunil Kulkarni, Advisor & Board Observer at Banking, Financial Services & Insurance Institute. The speaker emphasised the urgent need for AI-driven credit innovation, regulatory alignment, scalable digital infrastructure, and collaborative industry frameworks to build a resilient and future-ready NBFC ecosystem.
The conclave spotlighted insightful technical presentations from Ashish Mehta, AVP at Pinnacle Teleservices; Ankoor Das, Co-Founder & CBO of Digitap; and Amod Phadke, COO of Contentverse by Computhink. These sessions highlighted the role of alternate data in credit decisioning, governance-driven document control, regulatory confidence, and AI-enabled modernisation across the BFSI ecosystem.
Moderated by Arnab Sarkar, Co-Founder & COO of EFundzz, the first panel featured Anish Kila, Director, Perfect Group; Vikas Arora, President & Business Head, Shriram Finance; Nehal Gupta, Founder, AMU Leasing; Dhiraj Agarwal, CBO, Mufin Green Finance; Akshay Sarma, CFO, axio; Deepika Aggarwal, CRO, Kissandhan Agri Financial; and Ashish Agrawal, Director, Resurgent India Limited. The discussion explored the evolution of co-lending from traditional balance sheet partnerships to platform-led ecosystems, highlighting real-time credit decisioning, consent-led data frameworks, regulatory governance, and trust-building mechanisms between banks, NBFCs, and FinTech partners.
The second panel, moderated by Varun Sharma, Partner – Digital at Grant Thornton Bharat LLP, brought together Aditya Singh, Co-Founder, Go Green Capital; Swetank Rathi, Head of Engineering, Revfin; Aditi Singh, CSO, Satin Creditcare; and Abhijit Ranjane, Managing Director, Unnatti Finserv Private Limited. The discussion examined how NBFCs can transition from AI-enabled use cases to fully AI-native architectures, focusing on AI-led underwriting, predictive risk detection, portfolio intelligence, responsible AI practices, DPDP compliance, and the talent transformation required to embed AI into core operations.
Led by Shalya Gupta, CEO of Credifin, the third panel included Pinank Shah, CEO, Capital India Finance; Rohit Mehta, MD, Akasa Finance; Jasoda Gulliya, CSO, FYNX Capital; Anamika Chatterjee, Head Customer Experience – Retail Finance, Hero Fincorp; and Abhijit Paul, VP & Head of Sales, Sharpsell. The conversation highlighted how people, process, and platforms must align to deliver frictionless customer journeys, addressing CX transformation, digital CRM enablement, grievance redressal modernization, and humanizing high-stress touchpoints such as collections and servicing.
The final panel, moderated by Kartikeya Raman, Partner at Grant Thornton Bharat LLP, featured Ranjit Singh, Chief Credit Risk Officer, CredAble; Devanshi Mittal, CTO, Maxemo Capital; and Jatin Bajaj, Head of Internal Audit, Hero Fincorp. The discussion addressed emerging AI-driven fraud risks, including synthetic identities, machine-learning-based fraud detection, real-time anomaly-detection systems, pre-delinquency triggers, and the strategic debate between building in-house AI capabilities and partnering with specialized solution providers.
The event concluded with the prestigious NBFC & Fintech Excellence Awards Ceremony, celebrating leadership, innovation, digital excellence, and customer-centric transformation across the ecosystem.
| CATEGORY | WINNER |
| BANKING EMPOWERMENT EXCELLENCE | DR. DEVDATTA MAHADEO CHANDGADKACEO AND DIRECTORRUGR SIL PVT LTD |
| BEST FINTECH & BANK COLLABORATION | BILLMART FINTECH PRIVATE LIMITED |
| DIGITAL BANKING TRANSFORMATION | DR. DEVDATTA MAHADEO CHANDGADKACEO AND DIRECTORRUGR SIL PVT LTD |
| BEST FINTECH INNOVATION FOR FINANCIAL INCLUSION | PINE LABS |
| BEST INNOVATION IN PAYMENTS | SARVATRA TECHNOLOGIES PVT. LTD |
| BEST FINTECH NBFC OF YEAR | CASHPEY |
| BEST VEHICLE FINANCER OF THE YEAR | AKASA FINANCE LTD |
| BEST TECHNOLOGY-BASED NBFC | HERO HOUSING FINANCE |
| OUTSTANDING COMPANY IN AFFORDABLE HOUSING FINANCE | INDIA SHELTER FINANCE CORPORATION LIMITED |
| THE PLATINUM AWARD FOR CUSTOMER SERVICE QUALITY AUDIT IN NBFC SECTOR | JJSG & CO |
| EMERGING NBFC OF THE YEAR | MS FINCAP PRIVATE LIMITED |
| BEST FINTECH NBFC OF YEAR | MUFIN GREEN FINANCE LIMITED |
| SMART NBFC OF THE YEAR | PERFECT FINANCE |
| THE DOMINANT NBFC OF THE YEAR | SATIN CREDITCARE NETWORK LIMITED |
| BEST DATA-DRIVEN NBFC OF THE YEAR | SEEDS FINCAP PVT LTD |
| FINTECH NBFC OF YEAR | UNNATTI FINSERV PRIVATE LIMITED |
| BEST TECHNOLOGY-BASED NBFC | CSL FINANCE LIMITED |
| BEST NBFC IN SUPPLY CHAIN FINANCE | FYNX CAPITAL LTD |
| WOMEN CFO OF THE YEAR | GUNJAN JAINCHIEF FINANCIAL OFFICERMUFIN GREEN FINANCE LIMITED |
| INTERNAL AUDIT LEADERSHIP EXCELLENCE – NBFC SECTOR | JATIN BAJAJHEAD OF INTERNAL AUDITHERO FINCORP |
| THE TRAILBLAZER OF THE YEAR | CA (Dr.) Ramawatar KilaDIRECTORPERFECT FINANCE |
| DYNAMIC TECH LEADER OF THE YEAR | ABHIJIT RANJANEMANAGING DIRECTORUNNATTI FINSERV PRIVATE LIMITED |
| DOER OF THE YEAR | ZORAWAR SINGHADVOCATE |
| HALL OF FAME AWARD | ANAMIKA CHATTERJEEHEAD – CUSTOMER EXPERIENCE RETAIL FINANCEHERO FINCORP |
NAFCON 21st 2026 closed with a vote of thanks and evening networking tea, reinforcing the industry’s collective commitment to building responsible, AI-driven, and customer-first financial institutions.
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