Go Digit General Insurance has reported a robust performance for Q2 FY26, with its profit before tax (PBT) rising 1.5 times to Rs 136 crore compared to Rs 89 crore in Q2 FY25. Profit after tax (PAT) also increased 1.3 times to Rs 117 crore during the same period.
The company’s gross written premium (GWP) grew by 12.6 per cent, reaching Rs 2,667 crore in Q2 FY26, up from Rs 2,369 crore a year earlier. Excluding the 1/n basis, the GWP growth stood at an impressive 15.6 per cent. Assets under management (AUM) saw a healthy increase of 15.4 per cent, rising to Rs 21,345 crore as of September 30, 2025, compared to Rs 18,502 crore last year.
Go Digit’s combined ratio improved to 111.4 per cent from 112.2 per cent in the same quarter last year, reflecting enhanced operational efficiency. On a like-to-like basis (without 1/n), the combined ratio improved further to 109.9 per cent. The solvency ratio remained strong at 2.26x, comfortably above the regulatory minimum of 1.50x, underscoring the company’s solid financial health.
Go Digit continues to strengthen its position as one of India’s leading digital full-stack insurers, offering a wide range of customisable non-life insurance products, including motor, health, travel, property, and liability insurance. Through its focus on innovation and technology, the company aims to simplify insurance and deliver a seamless experience for customers.
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