Go Digit General Insurance Limited has announced strong financial and operating performance for the quarter and nine months ended December 31, 2025, reinforcing its position as one of India’s fastest-growing digital-first general insurers.
For Q3 FY26, the company reported Gross Direct Premium Income of Rs 2,557 crore, registering over 20 per cent year-on-year growth. Profit Before Tax stood at Rs 163 crore, while Profit After Tax rose to Rs 140 crore, reflecting improved underwriting discipline and effective cost management.
During the nine-month period ended December 2025, Go Digit recorded Profit Before Tax of Rs 459 crore, surpassing its full-year FY25 profitability. The company’s Assets Under Management increased to Rs 22,509 crore, supported by a well-diversified investment portfolio and steady premium inflows across key business segments.
The insurer maintained a strong solvency ratio of 2.30x as of December 31, 2025, significantly above regulatory requirements, highlighting its capital strength and balance sheet resilience.
Go Digit continued to demonstrate operational efficiency during the period, with improved combined ratios driven by tighter claims management, data-led pricing strategies and prudent risk selection. The company’s technology-first operating model remains central to its growth strategy, enabling faster customer acquisition, seamless servicing and enhanced claims experience.
With a diversified product portfolio spanning motor, health, travel, property and commercial insurance, Go Digit remains focused on sustainable growth while strengthening customer trust and market presence. The company continues to leverage analytics, automation and partnerships to scale responsibly in an increasingly competitive insurance landscape.
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