Capital Small Finance Bank Limited has achieved a major milestone by expanding its branch network to 200 branches across Punjab, Haryana, Rajasthan, Himachal Pradesh, NCR, UT Chandigarh, and Jammu & Kashmir. The achievement marks another significant step in the Bank’s journey of steady, relationship-driven growth with a deep and contiguous presence across northern India.
The newly opened branches in Jaipur (Rajasthan), Pinjore, Jakhod Khera, Tohana, and Bahadurgarh (Haryana) exemplify the Bank’s philosophy of “combining and carpeting”, establishing presence, understanding local needs, and then deepening roots to create lasting community impact.
Capital SFB’s expansion strategy remains measured and purposeful, focused on building strong foundations in each market it enters. Through its phygital banking model, which blends the accessibility of physical branches with the efficiency of digital services, the Bank continues to empower middle-income customers, with special emphasis on rural and semi-urban areas. Notably, over 74 per cent of its network operates in these regions, reaffirming its commitment to inclusive and sustainable growth.
Haryana and Rajasthan have emerged as key focus markets beyond the Bank’s home state of Punjab. Haryana’s fast-growing semi-urban and rural clusters present rising demand for quality banking services, while Rajasthan’s diverse economy, spanning trade, tourism, and industry, offers significant opportunities for retail and MSME financing. The newly added branches will help Capital SFB serve these evolving markets more closely, efficiently, and responsibly while building stronger community relationships.
Commenting on the milestone, Sarvjit Singh Samra, Managing Director and CEO, Capital Small Finance Bank, said, “Expanding to 200 branches is a meaningful step in our mission to provide superior banking services driven by trust and performance. We grow with a philosophy of first being there, understanding the customer, and then going deep, ensuring every expansion adds value to the community. We plan to add 20–25 new branches during the current financial year, with Haryana being a key focus area. Our growth is not about scale alone but about being meaningfully present where we can make a difference.”
Munish Jain, Executive Director, Capital Small Finance Bank, added, “Our branch expansion reflects a disciplined approach built on understanding local markets and customer behaviour. Each branch is chosen with purpose, to strengthen accessibility, deepen customer relationships, and extend our trusted banking services closer to where people live and work. With this network, we are better positioned to deliver meaningful financial inclusion and long-term value for our communities.”
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