Akme Fintrade (India) Limited (AFIL) has reported steady growth in earnings for the quarter and nine months ended December 31, 2025, supported by strong disbursements in vehicle and SME/LAP segments across rural and semi-urban markets.
The NBFC posted a 16.35 per cent year-on-year rise in net profit at Rs 10.39 crore in Q3 FY26, compared with Rs 8.93 crore in the corresponding quarter last year.
For the nine-month period, net profit grew 16.98 per cent to Rs 30.05 crore from Rs 25.69 crore a year ago. Gross interest income for the quarter increased 38.26 per cent to Rs 37.26 crore from Rs 26.95 crore in Q3 FY25, while net interest income rose 17.49 per cent sequentially to Rs 21.36 crore.
For the nine months ended December 31, 2025, gross interest income climbed 46.31 per cent to Rs 102.04 crore, and net interest income expanded 36.51 per cent to Rs 61.69 crore.
The company’s total Assets under Management stood at Rs 862.62 crore, reflecting a robust 64.58 per cent year-on-year growth over Rs 524.13 crore in the same period last year.
During Q3 FY26, AUM saw steady traction driven by demand for vehicle loans, particularly in rural and semi-urban markets. Asset quality remained stable with Gross NPA at 2.94 per cent and Net NPA at 1.43 per cent in Q3 FY26.
Net Interest Margin for the nine-month period stood at 12.39 per cent, while the capital adequacy ratio remained strong at 47.55 per cent.
Commenting on the performance, Akash Jain, CEO of Akme Fintrade, said that sustained demand across vehicle and SME/LAP segments, along with the company’s strong presence in Tier II and Tier III markets, supported growth momentum
He added that the company’s recent foray into gold loans and life insurance products is expected to enhance revenue diversification and support incremental operating income
The NBFC recently entered into a Corporate Agency Agreement with Axis Max Life Insurance Limited to solicit and procure life insurance products, enabling cross-selling opportunities and expansion of its non-interest income portfolio.
Jain also welcomed measures announced in the Union Budget 2026-27, including the Rs 10,000 crore SME Growth Fund and the Rs 2,000 crore top-up to the Self-Reliant India Fund, stating that these initiatives would strengthen MSME credit growth and deepen financial inclusion in rural India.
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