LIC Housing Finance Limited has announced its audited standalone financial results for the fourth quarter and financial year ended March 2026, reporting steady growth in profitability and disbursements. The Board of Directors also recommended a dividend of 500 per cent, equivalent to Rs. 10 per share.
For Q4 FY2026, the company reported total disbursements of Rs. 21,019 crores, compared to Rs. 19,156 crores during the corresponding period last year, registering a growth of 10 per cent. Individual home loan disbursements stood at Rs. 16,672 crores, up 8 per cent year-on-year, while non-housing individual loans rose 25 per cent to Rs. 3,348 crores. Project loan disbursements stood at Rs. 847 crores during the quarter.
Revenue from operations for Q4 FY2026 stood at Rs. 7,194.34 crores compared to Rs. 7,281.17 crores in Q4 FY2025. Net Interest Income (NII) increased 3 per cent to Rs. 2,221.78 crores, while Profit Before Tax rose 9 per cent to Rs. 1,934.24 crores. Net Profit After Tax for the quarter stood at Rs. 1,497.41 crores against Rs. 1,367.96 crores in the corresponding quarter of the previous year, reflecting a 9 per cent increase.
The company’s outstanding loan portfolio grew 4 per cent to Rs. 3,20,707 crores as of March 31, 2026. The individual home loan portfolio stood at Rs. 2,70,893 crores, while the project loan portfolio remained stable at Rs. 9,190 crores.
For the full financial year FY2026, LIC Housing Finance Limited reported total disbursements of Rs. 66,544 crores, compared to Rs. 64,022 crores in FY2025, reflecting a growth of 4 per cent. Individual home loan disbursements increased 6 per cent to Rs. 54,503 crores, while non-housing individual loan disbursements rose 20 per cent to Rs. 9,636 crores.
Revenue from operations for FY2026 stood at Rs. 28,764.63 crores, up 3 per cent from the previous year. Net Interest Income increased 4 per cent to Rs. 8,424.52 crores, while Profit Before Tax rose 3 per cent to Rs. 7,080.62 crores. Net Profit After Tax for the year stood at Rs. 5,595.15 crores, compared to Rs. 5,429.02 crores in FY2025.
The company’s Net Interest Margin for FY2026 stood at 2.68 per cent, while Earnings Per Share increased to Rs. 101.72 from Rs. 98.70 in the previous year.
Speaking on the performance, Tribhuwan Adhikari, Managing Director and Chief Executive Officer, LIC Housing Finance Limited, said, “Our performance has remained resilient despite a global war scenario, which impacts our country’s oil bill and affects its macro-economic indicators. During the last quarter of FY2026, we witnessed a sustained demand momentum enabled by our efficient digital infrastructure, stable interest rate environment and our continued focus on cost optimisation plus customer-centricity.”
He further added, “As we enter the new financial year, we remain optimistic about the housing sector outlook, driven by urbanization and continued policy support. We will maintain our emphasis on expanding reach, enhancing digital capabilities, and delivering sustainable growth while preserving asset quality and profitability.”
Send news announcements/press releases to:
editor@thefoundermedia.com
