Go Digit General Insurance has reported a strong financial performance for Q4 FY26, with profit before tax rising 49.1 per cent to Rs 173 crore compared to Rs 116 crore in the same period last year. Profit after tax increased 28.4 per cent to Rs 149 crore, reflecting steady underwriting performance and premium growth.
Gross direct premium for the quarter stood at Rs 2,402 crore, up 21.3 per cent year-on-year, while gross written premium rose 6.2 per cent to Rs 2,736 crore. The company’s assets under management increased to Rs 22,922 crore as of March 31, 2026, marking a 16.3 per cent rise from the previous year.
On the profitability front under Ind AS, profit before tax for Q4 FY26 stood at Rs 239 crore, up 68.3 per cent, while profit after tax rose 68.9 per cent to Rs 179 crore. The combined ratio improved to 99.1 per cent from 101.3 per cent a year ago, indicating better underwriting efficiency.
The solvency ratio strengthened to 2.42x as of March 31, 2026, compared to 2.24x a year earlier, remaining well above the regulatory requirement of 1.50x. Under IGAAP, the combined ratio remained largely stable at 111.6 per cent, while improving slightly to 109.4 per cent excluding 1/n basis.
For the full year FY26, profit before tax under IGAAP stood at Rs 632 crore, reflecting continued growth momentum supported by higher premium income and stable risk metrics. The performance highlights consistent expansion in scale alongside disciplined underwriting and capital strength.
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