Regency Fincorp Limited has reported robust unaudited financial results for the quarter ended 31 December 2025, demonstrating continued growth across key financial parameters.
The Non-Banking Financial Company has delivered consistent performance supported by prudent credit management, enhanced digital adoption, and improved operational efficiency.
For the third quarter of FY 2025–26, the company has recorded total income of Rs 914.48 lakh, compared to Rs 539.08 lakh in the corresponding quarter of the previous financial year, reflecting a year-on-year growth of 69.6 per cent. Profit before tax has surged to Rs 459.66 lakh from Rs 137.53 lakh last year, registering a strong year-on-year growth of 234.2 per cent.
Profit after tax has risen sharply to Rs 340.44 lakh in Q3 FY 2025–26, as against Rs 102.92 lakh in Q3 FY 2024–25, achieving a year-on-year growth of 230.7 per cent. On a quarter-on-quarter basis, profit after tax has improved to Rs 340.44 lakh from Rs 332.18 lakh in Q2 FY 2025–26, reflecting continued earnings momentum.
Earnings per share have doubled to Rs 0.42, compared to Rs 0.21 in the same quarter last year, marking a 100 per cent year-on-year increase.
During the quarter under review, total revenue has stood at Rs 862.57 lakh, while other income has been reported at Rs 51.91 lakh. Total expenses have amounted to Rs 454.82 lakh, supporting the strong profitability reported during the period.
For the nine months ended 31 December 2025, the company has reported total income of Rs 2,803.04 lakh, compared to Rs 1,325.00 lakh in the corresponding period of the previous year. Profit after tax for the nine-month period has reached Rs 988.33 lakh, as against Rs 238.87 lakh earlier, underlining sustained financial momentum.
Regency Fincorp has also reported steady improvement in key financial ratios during Q3 FY 2025–26. The current ratio has improved to 2.84 from 2.25, while the debt-equity ratio has moderated to 0.36 from 0.40. Return on equity has increased to 12.33 per cent from 7.82 per cent, and the net profit ratio has strengthened to 40.87 per cent from 24.93 per cent. The capital risk adequacy ratio has improved to 70.38 per cent from 64.35 per cent, reflecting strong capital adequacy.
The company has stated that the unaudited financial results for the quarter ended 31 December 2025 have been reviewed and are available on its website for stakeholder reference.
Send news announcements/press releases to:
editor@thefoundermedia.com
