OneBanc has entered into a Corporate Agency Agreement with Care Health Insurance to deliver corporate group medical insurance through a deeply integrated, technology-led partnership.
India’s organised workforce is expanding rapidly, yet corporate health insurance continues to be administered through fragmented systems spanning HRMS, payroll, insurers, TPAs and hospitals. This fragmentation often results in delayed onboarding, documentation gaps, low employee awareness and avoidable stress during medical emergencies. Industry studies indicate that a majority of claim-related escalations arise from process and information gaps rather than policy limitations.
The Care Health–OneBanc association is designed to address this structural challenge by embedding insurance directly into the employer’s operating stack, connecting HRMS, payroll, employee banking, benefits administration and insurer workflows into a single, intelligent system of record.
The partnership leverages AI-driven, real-time data intelligence to reduce friction across onboarding, policy administration and claims, shifting insurance from a reactive process to a proactive, employee-centric experience.
Care Health Insurance brings its scale, underwriting strength, cashless healthcare provider network and claims expertise, backed by decades of trust in securing India’s healthcare needs. OneBanc contributes its deep-technology, AI-led orchestration platform, purpose-built to connect HRMS, payroll, employee banking, benefits administration, insurers and merchants into a single, intelligent operating layer, enabling real-time context, automation and personalisation across the employee lifecycle.
Commenting on the partnership, Ajay Shah, Chief Business Officer, Care Health Insurance, said that OneBanc’s deeply integrated, AI-enabled platform allows health insurance to be delivered in a contextual, personalised and seamless manner, which is increasingly critical for corporate employees. He added that the association combines Care Health’s servicing capabilities and consumer trust with OneBanc’s technology to elevate the corporate health insurance experience.
India’s health and wellness landscape is undergoing a fundamental shift, with over 65 per cent of the population under the age of 35. Employees are increasingly seeking preventive, flexible and personalised healthcare benefits, yet a gap remains between expectations and availability, particularly across educational institutions and mid-sized enterprises.
Vibhore Goyal, Founder, OneBanc, said India’s health insurance ecosystem is at an inflection point, with demand growing at over 27 per cent and employees seeking more proactive care. He noted that integrating Care Health into OneBanc’s AI-led operating layer across HR, payroll, banking and benefits enables corporates to manage health insurance as a connected system rather than a transaction, transforming it into infrastructure for a healthier workforce.
As part of its broader vision, OneBanc will act as an integrated benefits orchestrator, enabling corporates to manage group medical insurance, payroll, employee banking, expense management and curated benefits through a single platform. For insurers, this connected, data-rich model enables lower operational overheads, improved persistency, better risk assessment and more efficient claims workflows over time.
The association is expected to witness multi-fold growth in covered lives over the next three years, driven by demand from the education sector and knowledge-driven enterprises that are modernising their HR and finance infrastructure while seeking compliant, employee-first benefit solutions.
The collaboration reflects a shared commitment by Care Health Insurance and OneBanc to building a healthier and more productive organised workforce, where technology, trust and empathy come together to deliver better health outcomes at scale.
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