L&T Finance Ltd. (LTF), formerly known as L&T Finance Holdings Limited, has partnered with Google Pay to provide personal loan products to eligible users directly through the Google Pay platform.
The collaboration aligns with LTF’s product diversification strategy and aims to make credit access faster, seamless, and fully digital.
Commenting on the partnership, Sudipta Roy, Managing Director & CEO, L&T Finance Ltd., said that the initiative enhances the company’s ability to serve Indian consumers by embedding financial products into high-engagement digital ecosystems.
Manish Kumar Gupta, Chief Executive – Urban Unsecured Assets, Payments & Digital Partnerships, LTF, highlighted that the association with Google Pay will accelerate customer acquisition and strengthen the company’s presence in the personal loans segment, in line with its Lakshya strategy.
L&T Finance has already collaborated with platforms such as PhonePe, CRED, and Amazon Pay in FY25 to expand its reach. The company reported significant growth in its personal loans business, with a 41 per cent year-on-year increase in book size to Rs. 9,383 crore during Q1 FY26 and a 65 per cent rise in disbursements, reaching Rs. 1,942 crore.
The partnership leverages LTF’s financial expertise and Google Pay’s extensive user base and intuitive interface to deliver simple, reliable, and accessible credit solutions. The move is expected to drive digital financial inclusion, enabling consumers across India to achieve their financial goals responsibly.
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