Gayatri Co-operative Urban Bank has reported strong all-round performance for FY 2025 to 2026, driven by growth across deposits, advances, and overall business.
The bank’s total business rose 34.95 per cent to Rs 4242 crore, supported by steady momentum in core segments. Deposits increased 32.56 per cent to Rs 2373 crore, while loans and advances grew 38.10 per cent to Rs 1868 crore, reflecting sustained credit demand and improved outreach.
On the balance sheet, share capital grew 33.63 per cent and reserves increased 23.22 per cent, strengthening the bank’s financial position. CASA deposits also recorded a growth of 22.65 per cent, indicating improved mobilisation of low-cost funds.
Asset quality saw notable improvement, with gross NPAs declining to 1.02 per cent from 1.50 per cent in the previous year, while net NPAs remained at zero, highlighting effective risk management practices.
The bank expanded its footprint with branches increasing from 62 to 86 and its customer base growing by over 15 per cent to 9.11 lakh.
Despite strong operational growth, net profit rose by 4.33 per cent, reflecting a measured and sustainable approach to expansion.
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