CredResolve has raised a Pre-Series A funding round led by Merak Ventures, with participation from Unleash Capital Partners and CDM Capital. The company did not disclose the funding amount.
The fundraise comes amid rising stress in India’s credit ecosystem, where large volumes of distressed loans continue to be managed through fragmented and largely manual recovery processes.
Founded by Balaji Koustubha and Vijay Kumar, CredResolve operates as a full-stack collections infrastructure platform, integrating artificial intelligence, digital engagement, field operations, and legal automation. The company currently manages over $6 billion in assets across 40+ lenders and has a presence in 10 states.
The newly raised capital will support expansion into 15 states, strengthen multilingual AI and voice-based capabilities, and enable the development of a self-serve onboarding platform for lenders.
CredResolve’s model reflects a broader shift in the collections industry toward outcome-driven accountability, offering lenders real-time visibility into recovery performance across channels. Its hybrid approach, combining proprietary technology with field operations, aims to enhance compliance, standardise borrower interactions, and improve transparency.
With increasing regulatory focus and demand for efficient recovery mechanisms, infrastructure-led platforms like CredResolve are emerging as a key layer in India’s evolving credit ecosystem.
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