BharatPe has recorded its first full-year profitability, posting an adjusted pre-tax profit of Rs 6 crore in FY25.
This marks a sharp turnaround from the Rs 342 crore loss reported in the previous fiscal, driven by strong revenue growth, higher UPI transaction volumes, consolidation of its NBFC arm, and regulatory approvals for its payment aggregation business.
Operating revenue for the year rose to Rs 1,667 crore, reflecting a 16.9 per cent jump from Rs 1,426 crore in FY24.
The Delhi-headquartered company also reported a significant improvement in operating margins, with EBITDA (excluding ESOP expenses) standing at Rs 141 crore in FY25 compared to a loss of Rs 209 crore last year.
BharatPe’s UPI offline transactions surged by 26 per cent during the year, further strengthening its position in the merchant payments space.
The company also increased its stake in its non-banking financial company, trillion loans, to 74 per cent, moving towards complete ownership of the lending arm.
“This milestone underscores our disciplined strategy, prudent cost management, and focus on scalable, revenue-driven businesses,” said Nalin Negi, CEO, BharatPe.
“With profitability as our base, we aim to accelerate expansion, explore new verticals, and cement our standing as a comprehensive FinTech platform,” he added.
The turnaround comes at a time when the FinTech sector is facing tighter regulatory oversight, making BharatPe’s shift to profitability a significant development in the industry.
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