PhonePe has announced the launch of its AI-powered integration layer for merchants, marking a significant move towards simplifying the payment gateway go-live process. Built for AI coding assistants and enhanced by PhonePe’s proprietary “Integration Intelligence” layer, the solution aims to reduce merchant integration timelines from weeks to minutes.
Traditionally, developers spend considerable time navigating technical documentation and resolving integration complexities. With the new AI agent, merchants can now integrate PhonePe’s payment gateway through a conversational interface in just a few minutes. This eliminates the need for deep technical expertise and significantly reduces dependency on engineering resources. By automating integration workflows, businesses can go live faster and begin accepting payments almost immediately.
Rahul Chari, CTO and Founder, PhonePe, said, “Integration has historically been one of the longest phases for any merchant going live with a PG. We built the AI Integration Agent specifically to collapse that timeline from weeks to minutes. By layering our proprietary Integration Intelligence on top of AI coding assistants, we’ve created an agent that doesn’t just generate code, it understands payments. We’re just getting started with our AI journey and there are many more exciting features in the pipeline.”
The company highlighted several key benefits for merchants. Integration that earlier required days of documentation review and debugging can now be completed in a single conversation with the AI agent. The system follows official PhonePe payment gateway API specifications, ensuring correct payloads and built-in best practices, which helps reduce errors and improve reliability. It also improves developer productivity by allowing engineering teams to focus more on product development rather than integration processes.
PhonePe expects this innovation to significantly reduce merchant onboarding time on its payment gateway. The rollout is particularly focused on small and medium enterprises, a segment that often faces resource constraints but has strong growth potential. The solution is designed to help them adopt digital payments quickly without technical bottlenecks.
Send news announcements/press releases to:
editor@thefoundermedia.com
